Financial Tips for Widows and Widowers:7 Financial Realities Surviving Spouse Should Know
Losing a spouse changes many parts of life—including your finances. In the days and weeks that follow, it’s common to feel overwhelmed by paperwork, unfamiliar financial decisions, and questions you seemingly never expected to face.
Financial Planning for Singles, Widows, and Those Without Children: Building a Future Designed Around Your Life
For decades, financial planning has largely been built around a familiar assumption: a married couple raises children, retires together, and eventually passes wealth to the next generation. But many people don’t fit that script. At Skyline Advisors, we believe your financial plan should be built around your life—not around someone else’s expectations.
A Comprehensive Guide to Women’s Retirement Planning
While it’s important that everyone save for retirement, women face unique challenges. On average, women tend to live longer than men, which means their retirement needs to last longer. Yet they’re more likely to take career breaks for raising children or caring for aging parents. Plus, the pain of the gender pay gap is real. It directly affects how much women can save over time.
Women and Wealth: A New Era of Financial Planning
There is a quiet but powerful shift happening in wealth today—one that is reshaping households, businesses, and the future of financial decision-making.
Women are not just participating in wealth creation. They are leading it.
Washington’s Proposed “Millionaire Tax”: What Pre-Retirees and Business Owners Should Know
How to Find the Right Financial Planner for Retirement Planning
You’ve worked hard to build your retirement nest egg, and you may need a financial planner that will work hard to build a retirement plan that can give you peace of mind in this next chapter.
What Is a Fee-Only Fiduciary?
Handling financial decisions on your own often means sorting through noise. There are shifting market headlines, conflicting opinions, and the emotions that are naturally attached to money matters. A professional can help bring clarity, but the structure behind that advice matters. One advisory model, the fee-only fiduciary, stands apart for its transparency and alignment with client goals.
How Does a Financial Advisor Add Value?
There is a myriad of financial professionals providing different services with different compensation structures and often with embedded conflicts of interest. How can you make sense of it all? Does a financial advisor add value? How do you select a financial advisor that fits you?
What is a Fiduciary?
The media and investor education have done a good job of promoting fiduciary financial advisors. When someone calls our office, they have often searched for “fiduciary financial advisor in Bellingham” and landed on our website.
But what is a Fiduciary? Turns out, the definition is not so clear.
Should I Change My Financial Advisor When I Move to a New State?
Relocating to a new state can be both exciting and overwhelming. Whether your move is to be closer to family, to enjoy retirement in a new climate, or simply to embrace a fresh chapter of life, one question often arises for retirees: Should I change my financial advisor when I move?
How the “Big Beautiful Bill” Impacts Your Financial Future: A Closer Look
On July 4th, President Trump signed the much-anticipated “Big Beautiful Bill” into law—a sweeping 870-page piece of legislation that extends and enhances key tax provisions from the 2017 Tax Cuts and Jobs Act.
Designing Your Retirement Lifestyle: A Planning-First Approach
Retirement isn’t just about leaving work—it’s about stepping into a new chapter that reflects your values, goals, and lifestyle. In this post, we explore how a planning-first approach helps you design a retirement that’s both financially secure and personally fulfilling. From income strategy to legacy planning, discover how your vision shapes your financial plan—not the other way around.
Are You on Track? A 6-Month Financial Review Guide
Midyear is the perfect time to check in on your financial goals. In this 6-month financial review guide, we walk through the key areas to assess—like spending, saving, investments, and tax strategy—to help you stay on track for the year ahead. Whether life has changed or you're simply due for a tune-up, this midyear check-in offers clarity and confidence for your financial future.
Washington State Increases Taxes
Washington State is navigating a significant fiscal challenge in 2025, with a projected $16 billion budget shortfall over the next four years. In response, Governor Bob Ferguson has signed into law a comprehensive tax package aimed at addressing this deficit with many notable tax increases.
Tariff Troubles
An excerpt from our 1Q2025 newsletter to clients addressing the tariff policies announced in April. Written by Mark Wallace, partner and financial planner at Skyline Advisors.
The SECURE Act 2.0
Selected Changes for Physicians SECURE Act 2.0 was signed into law on December 29, 2022 and makes numerous changes that impact retirement savers and retirees.
Updated Vanguard: Your Advisor Adds Up to, or Even Exceeds, 3% in Net Returns
The Vanguard Group has long been considered a company squarely in the investor’s corner in part because of its ground-breaking research into low-cost index funds done back in the 1970’s by its founder John C. Bogle.
Saving for Retirement in a Roth IRA
The Vanguard Group has long been considered a company squarely in the investor’s corner in part because of its ground-breaking research into low-cost index funds done back in the 1970’s by its founder John C. Bogle.
Diversification, Asset Allocation & the Role of Bonds in the Portfolio: Part 3
Bonds play a key role for many investors. Bonds are different from stocks. Stock ownership involves being a part owner of a business and participating in its successes and failures. Bond ownership involves being the lender to a business, person, or government.
Diversification, Asset Allocation & the Role of Bonds in the Portfolio: Part 2
You can own stocks, bonds, real estate, commodities and several other categories and classes of assets so that some of your holdings zig while others zag. You choose what and how much to allocate to various categories to match your strategy, tolerance, time horizon, financial profile and to achieve a level of risk and return that helps you achieve your goals.
Disclaimer
The commentary on this website reflects the personal opinions, viewpoints and analyses of the Skyline Advisors, Inc. employees providing such comments, and should not be regarded as a description of advisory services provided by Skyline Advisors, Inc. or performance returns of any Skyline Advisors, Inc. Investments client. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Skyline Advisors, Inc. manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.